Calculating Life Insurance Needs

You know you are an adult when you start looking at Life Insurance.    For some, that may be when a new home is purchased.   For others, it may be when a baby is born. If someone will suffer financially such as a spouse or a child if you die, there is a very good […]

Curveball

One thing that my family and friends know about me is my love for baseball.    Since we gave up having cable television years ago, watching games doesn’t happen very often.   When it does happen, my husband and I will choose to go out to eat at a restaurant that has games playing.   We will […]

Beware of Scammers

About two months ago, there was a voicemail that was left for me.   On this voicemail was a call telling me to call right away about a personal matter.   I could barely understand the voice on other end of the phone, but because insurance companies call me often about personal matters for clients, it wasn’t […]

Agent/Broker – What’s the Difference

There is one question that comes up very often.   That question is what is the difference between an agent and a broker. Starting out in the insurance industry, I represented one insurance company.   I started out as an agent or a captive agent as it is described by insurance companies.    Although this was a […]

Heros

Last week, the world watched as 12 young boys and their coach were trapped inside a Thailand cave for 18 days.   They were rescued four at a time over several days and now are all recouperating. With this story came tragedy when a former Thai Naval Seal died after entering the cave to deliver three […]

Cook-Outs and Conversations

With summer comes hot days, trips to the beach, lounging with a great book on a hammock, or having a picnic lunch right in your own backyard. It includes a kiddie pool for young children and running through a sprinkler as you get older.   It includes staying in your bathing suit throughout the day when […]

Hobbies

Hobbies can be athletic. Hobbies can be relaxing. Hobbies can inspire us. Hobbies can help us to relieve stress. Some hobbies can be done at home.   Some hobbies have to be done outside. For some, hobbies they love can include golf, hiking, and canoeing. For others, hobbies they love can include journaling, reading, or listening […]

The Easy Way or The Hard Way

One of my favorite things about this time of the year is looking out our kitchen window and seeing our vegetable garden.   I love to watch it grow and really enjoy working in the garden throughout the summer. This year we are growing carrots, tomatoes, string beans, peppers, radishes, beets, watermelon, onions, pumpkins, cabbage, and […]

Happy Birthday Mom

June 10, 1939 is an important date for my sisters and I. It was the day that our beautiful Mother was born. Birthdays were always important dates in our family.   We picked our favorite meals, had a few gifts to open, and always did something special to mark the day. Since losing her in January […]

Planting a Garden

This is the time of the year that many families (including my own) will plant a garden and grow their own food.    Some families may choose to join a CSA (Community Supported Agriculture) or just get fresh fruits and vegetables from a Farmer’s Market.  Whatever you choose, you are doing what works best for […]