Accidents Happen

“In September of 2010, I was involved in a motor vehicle accident.     It landed me in the hospital for five days, out of work for two weeks, and in a wheelchair for a month.     My newly purchased car was totaled and I was more than strapped for cash.    Luckily, I had an Accident with Disability Insurance Plan through my employer.    After gathering all the necessary paperwork to file a claim, I began receiving checks within days.”

“I fell on the ice and broke my foot in three places.      As a result of the fall, I was hospitalized for three days, needed surgery, and was out of work for six weeks.     Because I had an Accident with Disability plan through my employer, my insurance kicked in and my worries went out the door.”

“It only takes a split second for accidents to happen and trauma to hit your family.      My husband fell while using a chainsaw and the saw cut his arm severely.     He is self employed and we pay for our own health insurance.      The agent suggested this accident plan to fill in the gap of a high deductible.         We were able to use the benefit to not only pay for the deductible, but our monthly home expenses as well.”

These are actual stories of people that have purchased Supplemental Insurance Plans and unfortunately, had to use them because of suffering an accident.      Accident Insurance is just another tool to stay ahead of the medical and out of pocket costs that add up so quickly.     It is a given that you will incur medical expenses, but other costs factor in as well.     Transportation, lodging, and everyday living expenses don’t stop.     You decide how to spend the benefit.     In life, Accidents Happen.     Are you protected?


Terri Trepanier is the Owner of Balanced Care and a licensed Insurance Broker in New Hampshire and Maine.    Terri works with individuals and businesses specializing in Health, Dental, Life, Disability, Long Term Care, Medicare Supplemental, Medicare Advantage, and Medicare Part D Prescription Drug Plans.    She knows the importance of insurance products and how they help families and strives to give her clients the Peace of Mind that each of us deserves.  

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